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Privacy Policy
This Privacy Notice is provided on behalf of AlaTitle LLC of Birmingham,
Alabama.
Congress recently passed the Gramm-Leach-Bliley (GLB) Act, which deals
in part with how the financial services industry handles nonpublic personal
financial information. AlaTitle LLC recognizes that the foundation
of our business is maintaining your trust and confidence. In order to
provide you with the most effective and beneficial service, we must maintain
information about you. Keeping that information secure and private is
important to us. This notice is provided to you so that you may know
how we collect information about you, the type of information we collect,
what we may disclose to our affiliates and nonaffiliated third parties,
and the steps we take to protect personal information about you.
WHAT WE COLLECT
First, we must collect a certain amount of personal information about
you in order to provide customer service, offer new products or services,
evaluate claims, administer products, and fulfillegal and regulatory
requirements. Therefore, as part of our servicing of your requests,
we may obtain certain nonpublic personal information about you. This
information includes facts and data that we receive from you, reaestate
agents, lenders, government agencies, and/or other authorized persons
in varying manners, including but not limited to applications, company
required forms, telephone calls, correspondence, claim forms and other
processing forms; facts and data about your transactions with us, our
affiliates or others; and facts and data we receive from consumer reporting
agencies.
The information we collect, or that has been provided to us in processing
your transaction, may include:
•Your name, address, telephone number, email address, date of birth,
Social Security number, age, gender, marital status, assets, bank account
number(s) and financial statistics;
•Your relationship with us, such as products purchased, policy values,
l payment history and claims history;
•Your employment history, such as your occupation(s), your income
and your employer(s) and years of service with employer(s);
•Your creditworthiness and credit history;
WHAT WE SHARE
AlaTitle LLC is committed to maintaining the confidentiality of the
personal information we collect. We welcome this opportunity to clarify
our privacy policy for you.
With respect to the information we collect about you:
•We collect and use the information to the extent needed to conduct
our business and to meet our high quality service standards;
•We restrict access to the information to authorized individuals
who need to know this information to provide services and products to
you;
•We maintain appropriate safeguards to protect information about
you;
•We will verify that any persons requesting information about you
or your relationship with us is entitled to such information prior to
providing it.
•We share nonpublic personal information about you outside our company
only to service your request, or as authorized by you, or as required
or permitted by applicable law;
•We require any organization that provides assistance to us in administering
or reinsuring contracts or providing services on our behalf to you to
maintain the confidentiality of nonpublic personal information about
you and not use such information for any other purpose; and
•Our Privacy Policy does not allow non-affiliates to offer their
products and services to you.
The law does permit us to share information about you with our affiliates,
including insurance companies and insurance service providers. The law
also permits us to share information about you with companies that perform
marketing services for us, or other financial institutions that have
joint marketing agreements with us. The information we share with our
affiliates or service providers need not be directly related to our transaction
with you.
AlaTitle's Privacy Policy applies, to the extent required
by law, to its agents when they are acting on behalf of AlaTitle LLC.
Please note that there may be instances when these same agents may not
be acting on behalf of AlaTitle, in which case they may collect
nonpublic personal information on their own behalf, or on behalf of another.
In these instances, AlaTitle’s Privacy Policy would not apply.
If we change our privacy practices, we will provide you notice of all
material changes. This privacy notice supersedes all previous notices
with respect to matters described herein. It is our goal to ensure that
all the information we collect is accurate and complete. Please contact
us if
you believe information is inaccurate.
NO ACTION IS REQUIRED BY YOU
You do not need to do anything as a result of this notice. It is meant
to inform you of how we safeguard nonpublic personal information about
you. We
strive to maintain yourconfidence and trust.
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